LOAN SPECIALIST LOAN OFFICER

HK GCB LOAN SPECIALIST LOAN OFFICER

HK GCB Loan Specialist Loan Officer

Primary Location: Hong Kong SAR of PRC,Hong Kong,Hong Kong

Education: Associate's Degree/College Diploma

Job Function: Sales

Schedule: Full-time

Shift: Day Job

Employee Status: Regular

Job ID: 18037384

Description:

1. Assist the team in marketing/business developments for generation of quality asset growth and in monitoring the sales & credit performance of the business
2. Build and deepen relationship with customers through delivering superior customer services when handling product inquiries & operations
3. Perform financial evaluation and make loan proposal with client on unsecured lending products applications in accordance with the established credit criteria, processing guidelines and risk-based pricing strategy while at the same time meeting the service and productivity standards
4. Achieve individual's & team's sales targets
5. Comply with established policies & procedures to safeguard both bank's and customers' assets
6. For Loan Specialist, the candidate is expected to perform Inbound call and Outbound Leads calling to facilitate self-sourced

Qualifications:

1. University graduate with a minimum of 1 year of sales experience or Secondary Education with a minimum of 3 years in retail banking or finance company
2. In-depth knowledge of secured/unsecured lending products
3. Knowledge of banking products, compliance and branch operations and procedures, experience in credit underwriting of unsecured personal loan is an advantage
4. Good communication, relationship building and proactive selling skills
5. Fluent in English, Cantonese and Mandarin
6. Candidate with less experience will be considered as Loan Officer

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